By NewtekOne
NewtekOne helps credit unions grow deposits and membership by delivering a fully connected payments experience that keeps business activity tied directly to your credit union. Every payment your business members accept becomes an opportunity to increase deposits, support cash flow, and build long term loyalty.
If payments are treated as a simple cross sell or an add on, your credit union may be missing the opportunity to connect daily business activity directly to the member account. When payments are fully integrated with account opening and tied into the broader relationship, deposits grow, new business members join, and engagement increases. NewtekOne delivers best in class payments with a partnership approach that strengthens relationships and helps expand your membership base.
The Newtek Advantage
Real-Time Settlement Into Your Credit Union
We work with your credit union to settle funds directly into member accounts in real time or near real time. Faster access to money helps your members. Stronger deposit balances help your credit union grow.
Best in Class Acceptance Across All Channels
Your members can accept payments anywhere. In store, online, mobile, smart devices, full point of sale systems, omni channel, and e-commerce. Wherever they operate, the relationship stays connected to your credit union. This strengthens deposits and expands member engagement.
Zero-Cost Processing Options
We help member businesses reduce expenses and grow revenue by offering compliant zero-cost processing programs. When your credit union helps members improve margins, loyalty increases and new business members take notice.
The Newtek Advantage® Dashboard
Members gain real-time visibility into payments, batches, returns, settlement activity, reporting, and cash flow. Everything is tied directly to their credit union account. This strengthens your position as the primary financial partner and supports membership growth.
Streamlined Onboarding
Talks to us about opportunities to partner on a single application setup covers the merchant account and the credit union account. No fragmentation. No multiple vendors. Faster onboarding results in faster deposits and a more compelling experience for prospective members.
24/7 U.S.-Based Support
Members receive consistent and reliable support from trained professionals located in the United States. This strengthens trust, improves retention, and supports your credit union’s reputation as a true partner to the business community.
Why Credit Unions Choose NewtekOne For Merchant Solutions*
- Payments are a deposit growth strategy
- Payments are a membership growth strategy
- Payments create deeper relationships and bring new business owners into your credit union
- Every transaction is a chance to grow deposits, win new members, improve member cash flow, and reinforce your position as their primary financial partner
- Credit unions that focus on payments position themselves to win
- Credit unions that partner with NewtekOne accelerate growth
NewtekOne is ready to help your credit union grow deposits, grow membership, and support business owners more completely.
Connect with NewtekOne to learn more.
*All merchant processing services are offered by Newtek Merchant Solutions, LLC (“NMS”). NMS is (i) a registered ISO for Westamerica Bank, Santa Rosa, CA.; (ii) a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; (iii) a registered ISO/MSP of Synovus Bank, Columbus, GA, (iv) a registered ISO of Fifth Third Bank, N.A., Cincinnati, OH.; and (v) an Elavon Payments Partner & Registered MSP/ISO of Elavon, Inc. Georgia (a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN)


