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CUNA is now America’s Credit Unions.
A stronger voice to advance the credit union industry.

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InterLutions 

Innovative business solutions to advance the credit union industry

Who is InterLutions?

InterLutions is a wholly owned Credit Union Service Organization (CUSO) founded in 2015 to provide innovative solutions to the credit union industry and movement.

Its flagship product, I-Care, provides enhanced medical insurance benefits to credit union employees at lower costs. By pooling employees from many credit unions, volume helps reduce claims risk and volatility of premiums, lowering costs for employees and credit unions. Lower costs and multiple plan options give credit union employees the benefits they deserve. 

How a strategic alliance with InterLutions benefits credit unions

I-Care by InterLutions provides the following benefits to credit unions and their employees:

  1. Access to experts: Leverage the expertise of the I-Care team’s actuaries, pharmaceutical specialists, medical doctors,benefits and wellness experts, HR professionals and strategic employee-benefits consultants.

  2. Networking: Join a network of your peers through HR forums, conferences, educational webinars, and strategic workshops. The network is specific to credit unions and focuses on healthcare trends, changes and best practices.

  3. Cooperative strength and value: Stop overpaying for insurance and join a true cooperative healthcare solution that allows credit unions to retain profits during years with favorable claims.

  4. Control of your destiny and operating budget: Lowering costs, reducing risk and collaborating with credit union peers allows you to take back control of your healthcare solutions with long-term strategies that benefit you, not the insurance markets.

I-Care was an immediate success and has lowered costs, reduced risk, and enhanced service through selective credit union industry data analytics and plan management. As the program continues to grow, I-Care's unique collaborative solutions continue to get better through greater scale, reduced associated risk, lower group costs and enhanced data reporting for all credit union participants.

Why choose InterLutions 

What credit union leaders have to say about InterLutions and I-Care:

Connect with InterLutions 

Talk to one of our CUNA Strategic Services alliance managers to learn more about InterLutions. We’ll help you identify and evaluate the best solution for your credit union. 

InterLutions has exclusive pricing and solutions reserved for CUNA Strategic Services and the credit unions and leagues we work with.

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Debunking Health Plan Renewal Myths: You don’t have to wait to find better benefits

InterLutions

January 22, 2024

Explore the most common myths in the health insurance industry, and what we as an industry can do differently to help our employees.

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Proven Strategies to Enhance Employee Health Plans and Lower Costs

InterLutions

October 06, 2023

As we enter Q4 with employee health plans coming up for renewal, credit unions must consider new options as premiums continue to increase.

white paper

Optimal Models to Fund Your Employee Benefits: The Pros & Cons of Five Options

InterLutions

August 03, 2023

Purchasing health insurance for employees varies significantly based on a credit union’s size and risk appetite. This white paper identifies five different funding models credit unions should consider – fully-insured, self-funded, level-funded, Association Health Plans (AHPs) or insurance captives – and outlines the benefits and potential challenges of each.

case study

CUSO Reports Successful Case Studies on How Large Credit Unions Are Enhancing Their Employee Benefit Plans

InterLutions

June 06, 2023

InterLutions, an innovative employee benefits CUSO, recently hosted a forum exclusively for large credit unions to share their “results of collaboration.” The CUSO was formed to help lower medical insurance costs, mitigate the risk of high-cost claims and enhance employee benefit plans.

article

Leveraging Collaboration, Data, and Technology to Drive Down Healthcare Costs Three Tips to Deliver Better Benefits for Less

InterLutions

March 13, 2023

How can credit unions continue delivering robust and competitive employee benefits when the trajectory of healthcare costs is rising at such a steep pace? Here are three tips to help get us in the right direction. Collaboration. Data. Technology.

on-demand webinar

The Time to Shop for Employee Benefits is Now

InterLutions

July 06, 2022

white paper

The C-Suite’s Guide to Enhancing Employee Benefits and Reducing Costs

InterLutions

May 25, 2022