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Changing Patterns in Holiday Spending

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By Envisant
November 20, 2023

This holiday season consumer patterns show a tightening of budgets with pockets of increased spending as fraud continues to increase.

By understanding different consumer shopping patterns and their unique needs, your credit union can offer relevant products and services that promote member loyalty and attract new generations.


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About Envisant

ENVISANT’s® comprehensive service creates a seamless solution to payment processing. Their prepaid cards are an easy, turnkey solution to offer members: Minimal or no upfront investment, convenient online ordering and mobile loading, a low per card cost and free marketing tools.

ENVISANT is a subsidiary of the Illinois Credit Union System.