By NewtekOne
With 2026 around the corner, business owners are dealing with two familiar pressures that keep getting heavier: rising health insurance premiums and the ongoing frustrations payroll systems provide. What they need from their financial partners is not just another system, but solutions that are practical, personal, and reliable. By working with NewtekOne, credit unions can deliver exactly that – helping members reduce costs, improve operations, and feel supported in areas that affect every employee and every paycheck.
Health insurance remains one of the largest expenses for small businesses, and premiums are once again climbing in 2026. Through Newtek Insurance, credit unions can provide members with a complimentary review of current insurance coverage and employee health benefits.
This assessment helps uncover hidden savings, ensures the right level of protection, and provides access to competitive benefit packages. For members, it’s a simple way to gain clarity and confidence as they plan for the year ahead.
Payroll is more than a back-office task, it’s how employers take care of their teams. Too often, business owners are left with automated call centers, offshore support, or generic help desks.
Newtek Payroll restores the focus on people. Each business member is paired with a dedicated, U.S.-based representative who knows their business and remains their point of contact – whether on camera, or by phone. That consistency builds trust, reduces errors, and gives members the support they expect.
Along with this personal approach, members also receive three months of payroll services free and a guaranteed 15% savings* versus current providers.
When members turn to their credit union for payroll and insurance solutions through Newtek, they often move operating accounts and benefits funding as well. This creates stronger relationships and helps credit unions grow their core deposits – an essential outcome in today’s competitive environment.
This year, business owners will continue to search for partners who can help them manage costs and complexity without adding more frustration. With Newtek, credit unions can meet that need – putting the human back in Human Resources and reinforcing their position as the trusted hub of their members’ business financial lives.
Connect with NewtekOne to learn more.
*15% savings guarantee requires the submission of a current statement from a national payroll provider. Savings apply to comparable services and exclude promotional or temporary rates. Offer applies only to new customers. Discounts may vary based on payroll volume and service requirements. Terms and conditions apply.