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Doing the Math
How to access the value of AI-driven lending

By Zest AI
August 18, 2021

AI-driven lending delivers smarter risk predictions and quicker credit decisions for more good loans and fewer bad ones compared to traditional credit scores. But evaluating machine-learning models vs benchmark scoring is anything but apples-to-apples.

  • How should you properly compare predictive performance?
  • What is the best way to estimate impact to your portfolio(s)
  • Where does compliance and management practice need to change?

Luckily, Zest has helped credit unions across the country do the math and have put together best practices into an easy-to-read guide. 

About Zest AI

Zest AI is a mission-driven software company that helps credit unions and banks answer their most important question: Who do I lend to? Zest’s Model Management System lets lenders break the limitations of traditional credit scores to identify good borrowers overlooked by legacy techniques.

Zest has been on a mission to make fair and transparent credit available to all since 2009 and are pioneers in the safe use of AI in credit underwriting.