
Five Building Blocks for Compliant AI-Driven Lending
By Zest AI
Zest AI has helped more lenders put AI-driven credit underwriting models into production than anyone in the industry. By year-end, across our client base, our software will be powering underwriting for 10 million members.
As the leader in machine learning (ML) models, we understand that you have questions and have created a new guide to help you learn the five best practices in using ML models to underwrite consumer loans. Following these practices will allow you to pass compliance reviews and regulatory exams. Among them:
- Explainability for Safety & Soundness and Adverse Action Notices
- Documentation to up your compliance game
- Essential requirements to a solid validation process
Download the guide to learn more.
About Zest AI
Zest AI is a mission-driven software company that helps credit unions and banks answer their most important question: Who do I lend to? Zest’s Model Management System lets lenders break the limitations of traditional credit scores to identify good borrowers overlooked by legacy techniques.
Zest has been on a mission to make fair and transparent credit available to all since 2009 and are pioneers in the safe use of AI in credit underwriting.