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Boosting Automation In Indirect Auto Lending with 5Point Credit Union

By Zest AI
February 2022

5Point Credit Union was founded in 1935 and is now one of the largest independent, not-for-profit financial institutions in Southeast Texas, committed to providing financial opportunities to the hardworking families in its area. 5Point turned to Zest AI to help it say yes to more vehicle applications without adding risk and make faster decisions in its direct and indirect channels. Zest was able to get 5Point’s auto-decisioning model implemented in one month.

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About Zest AI

Zest AI is a mission-driven software company that helps credit unions and banks answer their most important question: Who do I lend to? Zest’s Model Management System lets lenders break the limitations of traditional credit scores to identify good borrowers overlooked by legacy techniques.

Zest has been on a mission to make fair and transparent credit available to all since 2009 and are pioneers in the safe use of AI in credit underwriting.