LEARN MORE ABOUT OUR PREPAID DEBIT CARDS

Prepaid debit cards for everyday spending, teenstravel, and gifts.

CUMONEYSM Everyday Spend Card

The CUMONEY Everyday Spend Card, a reloadable, general purpose card, offers a great opportunity for your credit union to serve members with a payment tool that is secure, convenient and affordable. Your members will receive a personalized, embossed card mailed directly to them. Implementation takes approximately 45 days. 

Credit union benefits:
  • With this turnkey program, LSC has set all the fees and handles all back office operations associated with the program
  • There’s no liability for fraudulent activity*; Visa's Zero Liability coverage applies
  • Revenue opportunity with each new card sold and on active cards with a balance
  • No card inventory — cards are issued and paid for when member enrolls
  • Every day brand exposure — your credit union has the option to brand the card with your credit union's name and logo
Member benefits:
  • Security
    • Visa's Zero Liability consumer coverage applies to prepaid cards 
    • Reload recurring deposits with the auto-fund feature
  • Convenience 
    • Accepted worldwide at Visa merchants and ATMs, including Visa, Pulse and Plus networks
    • 24/7 access to balances and transactions
    • Reload on the fly at 50,000 Visa ReadyLink locations
  • Savings
    • With free bill pay, no more money orders are necessary

NewGenSM — The Prepaid Debit Card for Teens

NewGen is a reloadable, general purpose card, offering teens the ability to achieve financial independence without affecting their deposit account or credit rating. The teen** will receive a personalized, embossed card mailed directly to them, while an adult maintains account ownership. Implementation takes approximately 45 to 60 days. 

Credit union benefits:
  • With this turnkey program, ICUL Service Corporation “LSC®” has set all the fees and handles all back office operations associated with the program
  • There’s no liability for fraudulent activity*; Visa's Zero Liability coverage applies
  • Revenue opportunity with each new card sold and on active cards with a balance
  • No card inventory — cards are issued and paid for when member enrolls
  • Brand exposure — your credit union has the option to brand the card with your credit union's name and logo
 Member benefits:
  • Security 
    • Visa's Zero Liability consumer coverage applies to prepaid cards 
    • Low daily PIN and signature daily maximum limits
  • Convenience 
    • Accepted worldwide at Visa merchants and ATMs, including Visa, Interlink and CU24 networks
    • Low reload minimum; multiple reload options available
      • At the credit union
      • Online at the cardholder website, prepaidnewgen.com 
      • Automatic funding feature through Visa ReadyLink 
  • Financial education 
    • Teens learn to spend only what is loaded on the card
    • Exposure to the payments system

CUMONEY Visa TravelMoney Card

The CUMONEY Visa TravelMoney Card offers a great opportunity for your credit union to serve traveling members with the safety of travelers checks and the convenience of a credit card. Implementation takes only 10 days.

Credit union benefits:
  • LSC has set all the fees and handles all back office operations associated with the program
  • There’s no liability for fraudulent activity*; Visa's Zero Liability coverage applies
  • Revenue opportunity – you set the retail price for your members
  • Unlike other travel programs, CUMONEY Visa TravelMoney has NO annual fee when using the CUMONEY logo
  • Easy activation – all you need is an Internet connection
Member benefits:
  • No monthly maintenance fee
  • Secure payment vehicle – Visa Zero Liability consumer coverage applies to prepaid cards
  • Access to the Visa, Pulse and Plus networks allows consumers to make purchases at millions of merchants worldwide, including online purchases and ATM withdrawals
  • Online convenience – 24/7 access to balances and transactions

CUMONEY Gift Cards

Now there is a low-cost gift card program for both your credit union and its members. Implementation takes only 10 days.

Benefits of this gift card program include:
  • No implementation or annual fees
  • With this turnkey program, LSC has set all the fees and handles all back office operations associated with the program
  • There’s no liability for fraudulent activity*; Visa's Zero Liability coverage applies
  • Cards are activated via a secure website
  • Low cost of $1.25 per card*** 
  • You set the retail price for your members
  • Multiple cards designs are available for you to choose from

Ready to get started?

  • For more information, contact Brenda Halverson, CUNA Strategic Services alliance manager, at 800-356-9655, ext. 4110, or bhalverson@cuna.com

   *  Subject to contract terms.
 **  The cardholder must be 13 years of age or older.
*** Based on individual state regulations; the cost may be higher.